Attention homeowners in Panama City Beach and Bay County: Need an appraisal?

Here are the top seven reasons why FL homeowners need Coastal Real Estate Group, Inc. 850-230-3668:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to lower your mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in Bay county or FL by determining the true market value of real estate in question

Own a house in or near Panama City Beach, FL and need help determining the value of it?
Contact Coastal Real Estate Group, Inc. 850-230-3668.

At Coastal Real Estate Group, Inc. 850-230-3668, we understand the special needs of a customer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Coastal Real Estate Group, Inc. 850-230-3668, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We're seasoned in helping homeowners just like you dismiss unwanted and unneeded PMI insurance.

Challenge Bay county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that is declining. That means you're paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Coastal Real Estate Group, Inc. 850-230-3668 is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Coastal Real Estate Group, Inc. 850-230-3668 can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have a seasoned professional double-check it for precision or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.